D
Foundation One Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Foundation One Bank
Waterloo, NE
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Rating D
Asset Quality Index 8.00
Capitalization Index 8.70
Liquidity Index 0.20
Profitability Index 2.70
Stability Index 5.40
Company Info Foundation One Bank
Waterloo, NE
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FDIC Number 18761
Phone Number (402) 779-2545
Website www.foundationonebank.com
Asset Quality Foundation One Bank
Waterloo, NE
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1-Year Asset Growth 0.03%
5-Year Asset Growth 11.93%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.76%
Non-Performing Loans to Loans 0.21%
Balance Sheet Foundation One Bank
Waterloo, NE
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Total Assets 180.68M
Total Deposits 154.40M
Capital and Reserves Foundation One Bank
Waterloo, NE
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Capital 18.83M
Leverage Ratio 10.12
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity Foundation One Bank
Waterloo, NE
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Hot Money Ratio 45.28%
Liquidity Ratio 16.00%
Profitability Foundation One Bank
Waterloo, NE
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5-Year Return on Average Assets 0.53%
Net Income 337.00K
Net Interest Spread 2.90%
Operating Profit to Average Assets 0.48%
Overhead Efficiency Ratio 76.62%
Return on Assets 0.37%
Return on Equity 3.61%