D
Foundation One Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Foundation One Bank
Waterloo, NE
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Rating D
Asset Quality Index 8.40
Capitalization Index 9.00
Liquidity Index 0.20
Profitability Index 2.80
Stability Index 5.40
Company Info Foundation One Bank
Waterloo, NE
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FDIC Number 18761
Phone Number (402) 779-2545
Website www.foundationonebank.com
Asset Quality Foundation One Bank
Waterloo, NE
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1-Year Asset Growth 0.86%
5-Year Asset Growth 4.13%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.51%
Non-Performing Loans to Loans 0.14%
Balance Sheet Foundation One Bank
Waterloo, NE
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Total Assets 177.82M
Total Deposits 150.07M
Capital and Reserves Foundation One Bank
Waterloo, NE
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Capital 19.07M
Leverage Ratio 10.30
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity Foundation One Bank
Waterloo, NE
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Hot Money Ratio 45.08%
Liquidity Ratio 18.17%
Profitability Foundation One Bank
Waterloo, NE
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5-Year Return on Average Assets 0.53%
Net Income 791.00K
Net Interest Spread 3.01%
Operating Profit to Average Assets 0.56%
Overhead Efficiency Ratio 74.41%
Return on Assets 0.44%
Return on Equity 4.20%