C
Phelps County Bank
RollaMO
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Phelps County Bank
Rolla, MO
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Rating C
Asset Quality Index 8.80
Capitalization Index 7.40
Liquidity Index 1.80
Profitability Index 6.70
Stability Index 5.00
Company Info Phelps County Bank
Rolla, MO
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FDIC Number 18841
Phone Number (573) 364-5202
Website www.mypcb.com
Asset Quality Phelps County Bank
Rolla, MO
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1-Year Asset Growth 12.13%
5-Year Asset Growth 7.36%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.59%
Non-Performing Loans to Loans 0.07%
Balance Sheet Phelps County Bank
Rolla, MO
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Total Assets 561.82M
Total Deposits 504.24M
Capital and Reserves Phelps County Bank
Rolla, MO
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Capital 45.08M
Leverage Ratio 9.29
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 14.57
Liquidity Phelps County Bank
Rolla, MO
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Hot Money Ratio 9.53%
Liquidity Ratio 14.67%
Profitability Phelps County Bank
Rolla, MO
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5-Year Return on Average Assets 1.57%
Net Income 6.47M
Net Interest Spread 4.33%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 66.81%
Return on Assets 1.59%
Return on Equity 20.88%