Major Rating Factors:
Excellent current capitalization (9.7 on a scale of 0 to 10) and a capital leverage ratio of 10.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10).
Other Rating Factors:
A current level of 9.4 percent of nonperforming loans to core capital combined with 6.1 percent from a year earlier contributes to the Fair asset quality (4.9). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.5 has resulted in Fair (3.1) profitability.
Asset Mix:
Home mtgs (36%), securities (27%), comm loans (11%), consumer loans (4%), cash (4%), comm re (3%), other (15%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Kennett Bancshares, Inc.
Investment Rating
--
Address
805 First Street
Kennett, MO 63857
Kennett, MO 63857
Phone Number
(573) 888-9051
Year Founded
1963
FDIC Number
Website
Largest Affiliates
No affiliate information available.