Major Rating Factors:
Excellent current capitalization (9.6 on a scale of 0 to 10) and a capital leverage ratio of 10.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 24.1 percent of nonperforming loans to core capital combined with 15.2 percent from a year earlier contributes to the Weak asset quality (2.7). Weak liquidity 2.4, driven by a liquidity ratio of 30.5 percent and a “hot money” ratio of 35.2 percent.
Asset Mix:
Home mtgs (35%), securities (26%), comm loans (12%), consumer loans (5%), comm re (3%), cash (3%), other (15%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Kennett Bancshares, Inc.
Investment Rating
--
Address
917 First Street
Kennett, MO 63857
Kennett, MO 63857
Phone Number
(573) 888-9051
Year Founded
1963
FDIC Number
Website
Largest Affiliates
No affiliate information available.