Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 35.4 and a capital leverage ratio of 14.1. A current level of 1.7 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (8.3).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 1.0 has resulted in Fair (4.1) profitability.
Asset Mix:
Securities (64%), comm re (10%), comm loans (8%), cash (5%), home mtgs (2%), consumer loans (2%), other (10%)
States with Branches:
WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First National Bank of Gillette Holding Company
Investment Rating
--
Address
319 South Gillette Avenue
Gillette, WY 82716
Gillette, WY 82716
Phone Number
(307) 686-3300
Year Founded
1963
FDIC Number
Website
Largest Affiliates
No affiliate information available.