B
Kress National Bank
Kress,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Kress National Bank
Kress, TX
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Rating B
Asset Quality Index 9.40
Capitalization Index 8.00
Liquidity Index 5.30
Profitability Index 5.00
Stability Index 5.70
Company Info Kress National Bank
Kress, TX
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FDIC Number 18892
Phone Number (806) 684-2231
Website www.knbkress.com
Asset Quality Kress National Bank
Kress, TX
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1-Year Asset Growth 17.47%
5-Year Asset Growth 5.28%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.24%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Kress National Bank
Kress, TX
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Total Assets 63.71M
Total Deposits 57.48M
Capital and Reserves Kress National Bank
Kress, TX
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Capital 5.95M
Leverage Ratio 9.64
Loan Loss Reserves to Loans 2.54%
Risk-Based Capital Ratio 30.96
Liquidity Kress National Bank
Kress, TX
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Hot Money Ratio 36.84%
Liquidity Ratio 61.32%
Profitability Kress National Bank
Kress, TX
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5-Year Return on Average Assets 1.07%
Net Income 410.00K
Net Interest Spread 3.17%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 59.96%
Return on Assets 1.29%
Return on Equity 13.56%