B
Kress National Bank
KressTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Kress National Bank
Kress, TX
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Rating B
Asset Quality Index 8.90
Capitalization Index 9.90
Liquidity Index 4.70
Profitability Index 6.00
Stability Index 5.70
Company Info Kress National Bank
Kress, TX
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FDIC Number 18892
Phone Number (806) 684-2231
Website www.knbkress.com
Asset Quality Kress National Bank
Kress, TX
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1-Year Asset Growth 25.15%
5-Year Asset Growth 1.87%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Kress National Bank
Kress, TX
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Total Assets 60.96M
Total Deposits 54.63M
Capital and Reserves Kress National Bank
Kress, TX
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Capital 6.06M
Leverage Ratio 10.94
Loan Loss Reserves to Loans 1.87%
Risk-Based Capital Ratio 25.58
Liquidity Kress National Bank
Kress, TX
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Hot Money Ratio 34.63%
Liquidity Ratio 42.54%
Profitability Kress National Bank
Kress, TX
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5-Year Return on Average Assets 0.91%
Net Income 614.00K
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 58.82%
Return on Assets 1.48%
Return on Equity 14.17%