B
The Bank of San Jacinto County, Coldspring, Texas
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
17.46
Return On
Assets
1.61%
Total
Assets
43.48M
Capital
6.63M
Total
Deposits
36.83M
Net
Income
718.00K
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Weiss Ratings The Bank of San Jacinto County, Coldspring, Texas
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 6.00
Profitability Index 5.90
Stability Index 7.80
Company Info The Bank of San Jacinto County, Coldspring, Texas
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FDIC Number 18942
Phone Number (936) 653-4395
Website www.banksjc.com
Asset Quality The Bank of San Jacinto County, Coldspring, Texas
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1-Year Asset Growth -1.86%
5-Year Asset Growth -1.30%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Bank of San Jacinto County, Coldspring, Texas
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Total Assets 43.48M
Total Deposits 36.83M
Capital and Reserves The Bank of San Jacinto County, Coldspring, Texas
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Capital 6.63M
Leverage Ratio 17.46
Loan Loss Reserves to Loans 1.80%
Risk-Based Capital Ratio --
Liquidity The Bank of San Jacinto County, Coldspring, Texas
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Hot Money Ratio 4.55%
Liquidity Ratio 82.41%
Profitability The Bank of San Jacinto County, Coldspring, Texas
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5-Year Return on Average Assets 1.12%
Net Income 718.00K
Net Interest Spread 4.95%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 71.11%
Return on Assets 1.61%
Return on Equity 11.81%