C
River City Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings River City Bank
Sacramento, CA
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Rating C
Asset Quality Index 7.40
Capitalization Index 7.30
Liquidity Index 1.50
Profitability Index 6.90
Stability Index 5.00
Company Info River City Bank
Sacramento, CA
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FDIC Number 18983
Phone Number (916) 567-2600
Website rivercitybank.com
Asset Quality River City Bank
Sacramento, CA
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1-Year Asset Growth 13.52%
5-Year Asset Growth 14.93%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet River City Bank
Sacramento, CA
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Total Assets 6.04B
Total Deposits 5.37B
Capital and Reserves River City Bank
Sacramento, CA
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Capital 567.88M
Leverage Ratio 9.22
Loan Loss Reserves to Loans 2.34%
Risk-Based Capital Ratio 14.44
Liquidity River City Bank
Sacramento, CA
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Hot Money Ratio 11.03%
Liquidity Ratio 13.19%
Profitability River City Bank
Sacramento, CA
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5-Year Return on Average Assets 1.31%
Net Income 37.56M
Net Interest Spread 2.39%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 30.55%
Return on Assets 1.24%
Return on Equity 13.39%