C
River City Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings River City Bank
Sacramento, CA
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Rating C
Asset Quality Index 7.40
Capitalization Index 7.60
Liquidity Index 0.90
Profitability Index 6.90
Stability Index 4.30
Company Info River City Bank
Sacramento, CA
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FDIC Number 18983
Phone Number (916) 567-2600
Website rivercitybank.com
Asset Quality River City Bank
Sacramento, CA
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1-Year Asset Growth 12.80%
5-Year Asset Growth 14.93%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet River City Bank
Sacramento, CA
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Total Assets 5.80B
Total Deposits 5.15B
Capital and Reserves River City Bank
Sacramento, CA
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Capital 548.49M
Leverage Ratio 9.40
Loan Loss Reserves to Loans 2.27%
Risk-Based Capital Ratio 14.02
Liquidity River City Bank
Sacramento, CA
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Hot Money Ratio 14.16%
Liquidity Ratio 13.99%
Profitability River City Bank
Sacramento, CA
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5-Year Return on Average Assets 1.27%
Net Income 68.42M
Net Interest Spread 2.67%
Operating Profit to Average Assets 1.74%
Overhead Efficiency Ratio 31.30%
Return on Assets 1.25%
Return on Equity 13.33%