C
River City Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings River City Bank
Sacramento, CA
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Rating C
Asset Quality Index 7.30
Capitalization Index 7.60
Liquidity Index 0.60
Profitability Index 4.60
Stability Index 3.70
Company Info River City Bank
Sacramento, CA
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FDIC Number 18983
Phone Number (916) 567-2600
Website rivercitybank.com
Asset Quality River City Bank
Sacramento, CA
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1-Year Asset Growth 4.47%
5-Year Asset Growth 20.43%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.01%
Non-Performing Loans to Loans 0.00%
Balance Sheet River City Bank
Sacramento, CA
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Total Assets 5.32B
Total Deposits 4.52B
Capital and Reserves River City Bank
Sacramento, CA
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Capital 510.02M
Leverage Ratio 9.42
Loan Loss Reserves to Loans 2.36%
Risk-Based Capital Ratio 13.71
Liquidity River City Bank
Sacramento, CA
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Hot Money Ratio 18.37%
Liquidity Ratio 13.82%
Profitability River City Bank
Sacramento, CA
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5-Year Return on Average Assets 1.27%
Net Income 27.72M
Net Interest Spread 2.58%
Operating Profit to Average Assets 1.46%
Overhead Efficiency Ratio 35.92%
Return on Assets 1.04%
Return on Equity 11.14%