| Weiss Ratings |
Legacy Bank
Grundy, VA |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.50 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 7.80 | |||
| Company Info |
Legacy Bank
Grundy, VA |
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| FDIC Number | 19011 | |||
| Phone Number | (276) 935-8111 | |||
| Website | www.mylegacybank.net | |||
| Asset Quality |
Legacy Bank
Grundy, VA |
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| 1-Year Asset Growth | 7.74% | |||
| 5-Year Asset Growth | 2.48% | |||
| 5-Year Charge-Offs to Average Loans | -0.08% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 1.18% | |||
| Non-Performing Loans to Capital | 5.71% | |||
| Non-Performing Loans to Loans | 1.38% | |||
| Balance Sheet |
Legacy Bank
Grundy, VA |
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| Total Assets | 363.65M | |||
| Total Deposits | 287.28M | |||
| Capital and Reserves |
Legacy Bank
Grundy, VA |
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| Capital | 62.95M | |||
| Leverage Ratio | 20.28 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | 28.11 | |||
| Liquidity |
Legacy Bank
Grundy, VA |
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| Hot Money Ratio | 40.79% | |||
| Liquidity Ratio | 18.79% | |||
| Profitability |
Legacy Bank
Grundy, VA |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 3.10M | |||
| Net Interest Spread | 3.14% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 65.30% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 5.06% | |||