| Weiss Ratings |
Legacy Bank
Grundy, VA |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 8.10 | |||
| Company Info |
Legacy Bank
Grundy, VA |
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| FDIC Number | 19011 | |||
| Phone Number | (276) 935-8111 | |||
| Website | mylegacybank.net | |||
| Asset Quality |
Legacy Bank
Grundy, VA |
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| 1-Year Asset Growth | 0.69% | |||
| 5-Year Asset Growth | 2.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 1.16% | |||
| Non-Performing Loans to Capital | 5.83% | |||
| Non-Performing Loans to Loans | 1.35% | |||
| Balance Sheet |
Legacy Bank
Grundy, VA |
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| Total Assets | 360.22M | |||
| Total Deposits | 279.69M | |||
| Capital and Reserves |
Legacy Bank
Grundy, VA |
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| Capital | 65.10M | |||
| Leverage Ratio | 20.64 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | 28.81 | |||
| Liquidity |
Legacy Bank
Grundy, VA |
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| Hot Money Ratio | 44.67% | |||
| Liquidity Ratio | 18.14% | |||
| Profitability |
Legacy Bank
Grundy, VA |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 1.53M | |||
| Net Interest Spread | 3.14% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 66.56% | |||
| Return on Assets | 0.85% | |||
| Return on Equity | 4.77% | |||