| Weiss Ratings |
Harford Bank
Aberdeen, MD |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 3.70 | |||
| Company Info |
Harford Bank
Aberdeen, MD |
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| FDIC Number | 19101 | |||
| Phone Number | (410) 272-5000 | |||
| Website | www.harfordbank.com | |||
| Asset Quality |
Harford Bank
Aberdeen, MD |
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| 1-Year Asset Growth | 6.62% | |||
| 5-Year Asset Growth | 9.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 6.59% | |||
| Non-Performing Loans to Loans | 0.94% | |||
| Balance Sheet |
Harford Bank
Aberdeen, MD |
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| Total Assets | 776.63M | |||
| Total Deposits | 692.52M | |||
| Capital and Reserves |
Harford Bank
Aberdeen, MD |
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| Capital | 74.61M | |||
| Leverage Ratio | 9.95 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Risk-Based Capital Ratio | 14.30 | |||
| Liquidity |
Harford Bank
Aberdeen, MD |
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| Hot Money Ratio | 21.88% | |||
| Liquidity Ratio | 12.94% | |||
| Profitability |
Harford Bank
Aberdeen, MD |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 4.06M | |||
| Net Interest Spread | 3.88% | |||
| Operating Profit to Average Assets | 1.46% | |||
| Overhead Efficiency Ratio | 59.51% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 11.15% | |||