C
First Western Bank and Trust
MinotND
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Western Bank and Trust
Minot, ND
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Rating C
Asset Quality Index 3.40
Capitalization Index 7.70
Liquidity Index 3.10
Profitability Index 4.30
Stability Index 7.90
Company Info First Western Bank and Trust
Minot, ND
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FDIC Number 19123
Phone Number (701) 852-3711
Website www.firstwestern.bank
Asset Quality First Western Bank and Trust
Minot, ND
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1-Year Asset Growth 1.69%
5-Year Asset Growth 20.75%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 1.93%
Non-Performing Loans to Capital 13.57%
Non-Performing Loans to Loans 1.58%
Balance Sheet First Western Bank and Trust
Minot, ND
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Total Assets 2.28B
Total Deposits 1.86B
Capital and Reserves First Western Bank and Trust
Minot, ND
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Capital 243.84M
Leverage Ratio 9.47
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity First Western Bank and Trust
Minot, ND
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Hot Money Ratio 23.94%
Liquidity Ratio 11.49%
Profitability First Western Bank and Trust
Minot, ND
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5-Year Return on Average Assets 0.94%
Net Income 12.73M
Net Interest Spread 3.57%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 69.83%
Return on Assets 0.77%
Return on Equity 7.15%