C
United Community Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Bank
Raceland, LA
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Rating C
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 6.80
Stability Index 4.30
Company Info United Community Bank
Raceland, LA
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FDIC Number 19143
Phone Number (985) 537-5283
Website www.ucbanking.com
Asset Quality United Community Bank
Raceland, LA
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1-Year Asset Growth 4.93%
5-Year Asset Growth 3.23%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.95%
Non-Performing Loans to Capital 2.53%
Non-Performing Loans to Loans 0.54%
Balance Sheet United Community Bank
Raceland, LA
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Total Assets 649.06M
Total Deposits 527.90M
Capital and Reserves United Community Bank
Raceland, LA
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Capital 97.28M
Leverage Ratio 15.70
Loan Loss Reserves to Loans 3.25%
Risk-Based Capital Ratio --
Liquidity United Community Bank
Raceland, LA
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Hot Money Ratio 16.97%
Liquidity Ratio 17.44%
Profitability United Community Bank
Raceland, LA
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5-Year Return on Average Assets 2.15%
Net Income 5.35M
Net Interest Spread 5.51%
Operating Profit to Average Assets 1.70%
Overhead Efficiency Ratio 68.97%
Return on Assets 1.70%
Return on Equity 11.18%