C
United Community Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Bank
Raceland, LA
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Rating C
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 8.50
Stability Index 4.30
Company Info United Community Bank
Raceland, LA
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FDIC Number 19143
Phone Number (985) 537-5283
Website www.ucbanking.com
Asset Quality United Community Bank
Raceland, LA
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1-Year Asset Growth -1.70%
5-Year Asset Growth 3.23%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 5.08%
Non-Performing Loans to Loans 0.55%
Balance Sheet United Community Bank
Raceland, LA
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Total Assets 632.78M
Total Deposits 523.51M
Capital and Reserves United Community Bank
Raceland, LA
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Capital 95.90M
Leverage Ratio 15.91
Loan Loss Reserves to Loans 3.22%
Risk-Based Capital Ratio --
Liquidity United Community Bank
Raceland, LA
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Hot Money Ratio 14.15%
Liquidity Ratio 14.30%
Profitability United Community Bank
Raceland, LA
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5-Year Return on Average Assets 2.15%
Net Income 3.00M
Net Interest Spread 5.51%
Operating Profit to Average Assets 1.93%
Overhead Efficiency Ratio 65.12%
Return on Assets 1.93%
Return on Equity 12.67%