C
United Community Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Bank
Raceland, LA
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Rating C
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 8.30
Stability Index 4.30
Company Info United Community Bank
Raceland, LA
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FDIC Number 19143
Phone Number (985) 537-5283
Website www.ucbanking.com
Asset Quality United Community Bank
Raceland, LA
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1-Year Asset Growth 2.54%
5-Year Asset Growth 2.98%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.76%
Non-Performing Loans to Capital 3.32%
Non-Performing Loans to Loans 0.39%
Balance Sheet United Community Bank
Raceland, LA
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Total Assets 665.54M
Total Deposits 559.97M
Capital and Reserves United Community Bank
Raceland, LA
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Capital 95.17M
Leverage Ratio 14.47
Loan Loss Reserves to Loans 3.09%
Risk-Based Capital Ratio --
Liquidity United Community Bank
Raceland, LA
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Hot Money Ratio 19.90%
Liquidity Ratio 19.07%
Profitability United Community Bank
Raceland, LA
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5-Year Return on Average Assets 2.21%
Net Income 5.75M
Net Interest Spread 5.10%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 69.67%
Return on Assets 1.71%
Return on Equity 12.10%