C
United Community Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Bank
Raceland, LA
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Rating C
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 8.30
Stability Index 4.30
Company Info United Community Bank
Raceland, LA
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FDIC Number 19143
Phone Number (985) 537-5283
Website www.ucbanking.com
Asset Quality United Community Bank
Raceland, LA
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1-Year Asset Growth 7.25%
5-Year Asset Growth 3.23%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 2.35%
Non-Performing Loans to Loans 0.53%
Balance Sheet United Community Bank
Raceland, LA
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Total Assets 663.88M
Total Deposits 544.20M
Capital and Reserves United Community Bank
Raceland, LA
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Capital 99.36M
Leverage Ratio 15.64
Loan Loss Reserves to Loans 3.20%
Risk-Based Capital Ratio --
Liquidity United Community Bank
Raceland, LA
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Hot Money Ratio 18.05%
Liquidity Ratio 18.46%
Profitability United Community Bank
Raceland, LA
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5-Year Return on Average Assets 2.15%
Net Income 8.31M
Net Interest Spread 5.59%
Operating Profit to Average Assets 1.74%
Overhead Efficiency Ratio 68.87%
Return on Assets 1.74%
Return on Equity 11.47%