| Weiss Ratings |
First State Bank
Wrens, GA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
First State Bank
Wrens, GA |
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| FDIC Number | 19163 | |||
| Phone Number | (706) 547-6502 | |||
| Website | www.firstate.net | |||
| Asset Quality |
First State Bank
Wrens, GA |
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| 1-Year Asset Growth | 8.26% | |||
| 5-Year Asset Growth | 37.75% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.78% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
First State Bank
Wrens, GA |
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| Total Assets | 481.49M | |||
| Total Deposits | 414.24M | |||
| Capital and Reserves |
First State Bank
Wrens, GA |
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| Capital | 38.48M | |||
| Leverage Ratio | 9.53 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | 12.74 | |||
| Liquidity |
First State Bank
Wrens, GA |
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| Hot Money Ratio | 21.34% | |||
| Liquidity Ratio | 9.63% | |||
| Profitability |
First State Bank
Wrens, GA |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 3.98M | |||
| Net Interest Spread | 4.20% | |||
| Operating Profit to Average Assets | 2.20% | |||
| Overhead Efficiency Ratio | 46.74% | |||
| Return on Assets | 1.67% | |||
| Return on Equity | 22.14% | |||