| Weiss Ratings |
First State Bank
Wrens, GA |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
First State Bank
Wrens, GA |
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| FDIC Number | 19163 | |||
| Phone Number | (706) 547-6502 | |||
| Website | www.firstate.net | |||
| Asset Quality |
First State Bank
Wrens, GA |
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| 1-Year Asset Growth | 6.48% | |||
| 5-Year Asset Growth | 29.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 2.82% | |||
| Non-Performing Loans to Loans | 0.49% | |||
| Balance Sheet |
First State Bank
Wrens, GA |
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| Total Assets | 512.69M | |||
| Total Deposits | 444.76M | |||
| Capital and Reserves |
First State Bank
Wrens, GA |
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| Capital | 48.83M | |||
| Leverage Ratio | 10.53 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Wrens, GA |
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| Hot Money Ratio | 28.82% | |||
| Liquidity Ratio | 12.19% | |||
| Profitability |
First State Bank
Wrens, GA |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 4.71M | |||
| Net Interest Spread | 4.36% | |||
| Operating Profit to Average Assets | 2.40% | |||
| Overhead Efficiency Ratio | 44.90% | |||
| Return on Assets | 1.81% | |||
| Return on Equity | 20.67% | |||