First Midwest Bank of the Ozarks
Major Rating Factors:
A current level of 5.7 percent of nonperforming loans to core capital combined with 6.8 percent from a year earlier contributes to the Fair asset quality (4.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (9.6 on a scale of 0 to 10) and a capital leverage ratio of 10.7. Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.6 has resulted in Good (6.7) profitability.
Asset Mix:
Home mtgs (25%), comm re (19%), comm loans (18%), cash (6%), securities (6%), consumer loans (4%), home eq lns (1%), other (22%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Midwest Bancorporation, Inc.
Investment Rating
--
Address
704 North Westwood Boulevard
Poplar Bluff, MO 63901
Poplar Bluff, MO 63901
Phone Number
(573) 785-8461
Year Founded
1964
FDIC Number
Website
Largest Affiliates
No affiliate information available.