B
Carmine State Bank
CarmineTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Carmine State Bank
Carmine, TX
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Rating B
Asset Quality Index 8.20
Capitalization Index 8.60
Liquidity Index 5.30
Profitability Index 4.20
Stability Index 3.30
Company Info Carmine State Bank
Carmine, TX
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FDIC Number 19278
Phone Number (979) 278-3244
Website www.csbcarmine.com
Asset Quality Carmine State Bank
Carmine, TX
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1-Year Asset Growth 13.43%
5-Year Asset Growth 10.65%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 3.18%
Non-Performing Loans to Loans 0.00%
Balance Sheet Carmine State Bank
Carmine, TX
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Total Assets 144.02M
Total Deposits 135.93M
Capital and Reserves Carmine State Bank
Carmine, TX
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Capital 7.77M
Leverage Ratio 10.06
Loan Loss Reserves to Loans 0.52%
Risk-Based Capital Ratio --
Liquidity Carmine State Bank
Carmine, TX
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Hot Money Ratio 48.90%
Liquidity Ratio 75.71%
Profitability Carmine State Bank
Carmine, TX
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5-Year Return on Average Assets 0.98%
Net Income 1.00M
Net Interest Spread 2.45%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 56.91%
Return on Assets 0.93%
Return on Equity 20.49%