B
Carmine State Bank
CarmineTX
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Carmine State Bank
Carmine, TX
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Rating B
Asset Quality Index 8.20
Capitalization Index 7.70
Liquidity Index 5.30
Profitability Index 3.80
Stability Index 2.70
Company Info Carmine State Bank
Carmine, TX
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FDIC Number 19278
Phone Number (979) 278-3244
Website www.csbcarmine.com
Asset Quality Carmine State Bank
Carmine, TX
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1-Year Asset Growth 16.65%
5-Year Asset Growth 12.44%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 3.10%
Non-Performing Loans to Loans 0.00%
Balance Sheet Carmine State Bank
Carmine, TX
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Total Assets 146.53M
Total Deposits 137.84M
Capital and Reserves Carmine State Bank
Carmine, TX
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Capital 8.51M
Leverage Ratio 9.48
Loan Loss Reserves to Loans 0.58%
Risk-Based Capital Ratio --
Liquidity Carmine State Bank
Carmine, TX
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Hot Money Ratio 49.80%
Liquidity Ratio 75.50%
Profitability Carmine State Bank
Carmine, TX
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5-Year Return on Average Assets 0.98%
Net Income 1.21M
Net Interest Spread 2.47%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 61.21%
Return on Assets 0.82%
Return on Equity 17.49%