B
Carmine State Bank
Carmine,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Carmine State Bank
Carmine, TX
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Rating B
Asset Quality Index 8.30
Capitalization Index 8.50
Liquidity Index 5.20
Profitability Index 3.90
Stability Index 3.30
Company Info Carmine State Bank
Carmine, TX
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FDIC Number 19278
Phone Number (979) 278-3244
Website www.csbcarmine.com
Asset Quality Carmine State Bank
Carmine, TX
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1-Year Asset Growth 10.01%
5-Year Asset Growth 12.44%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 1.27%
Non-Performing Loans to Loans 0.00%
Balance Sheet Carmine State Bank
Carmine, TX
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Total Assets 148.76M
Total Deposits 139.21M
Capital and Reserves Carmine State Bank
Carmine, TX
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Capital 9.27M
Leverage Ratio 10.00
Loan Loss Reserves to Loans 0.56%
Risk-Based Capital Ratio --
Liquidity Carmine State Bank
Carmine, TX
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Hot Money Ratio 52.21%
Liquidity Ratio 75.42%
Profitability Carmine State Bank
Carmine, TX
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5-Year Return on Average Assets 0.97%
Net Income 740.00K
Net Interest Spread 2.47%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 54.13%
Return on Assets 0.94%
Return on Equity 17.66%