Major Rating Factors:
Excellent current capitalization (8.9 on a scale of 0 to 10) based on a risk-based capital ratio of 13.7 and a capital leverage ratio of 10.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.8 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.3 has resulted in Good (5.1) profitability. A current level of 4.9 percent of nonperforming loans to core capital combined with 4.4 percent from a year earlier contributes to the Fair asset quality (4.9).
Asset Mix:
Comm re (21%), securities (19%), consumer loans (17%), comm loans (14%), cash (6%), home mtgs (3%), home eq lns (2%), other (18%)
States with Branches:
IA, MN, NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
American National Corporation
Investment Rating
--
Address
8990 West Dodge Road
Omaha, NE 68114
Omaha, NE 68114
Phone Number
(402) 399-5000
Year Founded
1964
FDIC Number
Website
Largest Affiliates
No affiliate information available.