Citizens State Bank Norwood Young America

Norwood Young America, MN

Rating Date

August 2026

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Citizens State Bank Norwood Young America Norwood Young America, MN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	2.70
Capitalization Index	6.10
Liquidity Index	4.40
Profitability Index	7.30
Stability Index	6.60

Company Info	Citizens State Bank Norwood Young America Norwood Young America, MN	Click to Compare	Click to Compare	Click to Compare
FDIC Number	1933
Phone Number	(952) 467-3000
Website	www.citizensstatebanknya.com

Asset Quality	Citizens State Bank Norwood Young America Norwood Young America, MN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.64%
5-Year Asset Growth	8.63%
5-Year Charge-Offs to Average Loans	0.02%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	1.45%
Non-Performing Loans to Capital	17.36%
Non-Performing Loans to Loans	2.79%

Balance Sheet	Citizens State Bank Norwood Young America Norwood Young America, MN	Click to Compare	Click to Compare	Click to Compare
Total Assets	141.33M
Total Deposits	126.60M

Capital and Reserves	Citizens State Bank Norwood Young America Norwood Young America, MN	Click to Compare	Click to Compare	Click to Compare
Capital	14.06M
Leverage Ratio	8.10
Loan Loss Reserves to Loans	1.40%
Risk-Based Capital Ratio	16.55

Liquidity	Citizens State Bank Norwood Young America Norwood Young America, MN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	13.23%
Liquidity Ratio	49.94%

Profitability	Citizens State Bank Norwood Young America Norwood Young America, MN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.34%
Net Income	1.26M
Net Interest Spread	4.28%
Operating Profit to Average Assets	1.95%
Overhead Efficiency Ratio	53.62%
Return on Assets	1.78%
Return on Equity	17.88%