Bank of Estes Park
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.4. A current level of 3.6 percent of nonperforming loans to core capital combined with 9.4 percent from a year earlier contributes to the Excellent asset quality (7.2).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.4 has resulted in Good (5.2) profitability.
Asset Mix:
Comm re (26%), home mtgs (25%), securities (23%), cash (6%), comm loans (0%), other (20%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First National Financial Corporation
Investment Rating
--
Address
255 Park Lane
Estes Park, CO 80517
Estes Park, CO 80517
Phone Number
(970) 586-4485
Year Founded
1965
FDIC Number
Website
Largest Affiliates
No affiliate information available.