Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 9.2 percent of nonperforming loans to core capital combined with 7.5 percent from a year earlier contributes to the Good asset quality (5.2).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.1. Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 2.1 has resulted in Excellent (7.5) profitability.
Asset Mix:
Home mtgs (25%), securities (22%), comm loans (18%), comm re (13%), consumer loans (10%), cash (8%), other (5%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hodge Bancshares, Inc.
Investment Rating
--
Address
4619 Quitman Highway
Hodge, LA 71247
Hodge, LA 71247
Phone Number
(318) 259-7362
Year Founded
1965
FDIC Number
Website
Largest Affiliates
No affiliate information available.