Major Rating Factors:
A current level of 10.6 percent of nonperforming loans to core capital combined with 6.2 percent from a year earlier contributes to the Fair asset quality (4.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.0. Operating profits as a percentage of assets at 2.5%, coupled with a return on assets of 2.5 has resulted in Excellent (10.0) profitability.
Asset Mix:
Home mtgs (26%), securities (17%), comm loans (17%), cash (13%), comm re (13%), consumer loans (10%), other (4%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hodge Bancshares, Inc.
Investment Rating
--
Address
4619 Quitman Highway
Hodge, LA 71247
Hodge, LA 71247
Phone Number
(318) 259-7362
Year Founded
1965
FDIC Number
Website
Largest Affiliates
No affiliate information available.