| Weiss Ratings |
Round Top State Bank
Round Top, TX |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 6.80 | |||
| Company Info |
Round Top State Bank
Round Top, TX |
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| FDIC Number | 19358 | |||
| Phone Number | (979) 249-3151 | |||
| Website | www.roundtopstatebank.com | |||
| Asset Quality |
Round Top State Bank
Round Top, TX |
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| 1-Year Asset Growth | 6.89% | |||
| 5-Year Asset Growth | 6.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.04% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Round Top State Bank
Round Top, TX |
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| Total Assets | 943.30M | |||
| Total Deposits | 844.08M | |||
| Capital and Reserves |
Round Top State Bank
Round Top, TX |
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| Capital | 96.65M | |||
| Leverage Ratio | 11.73 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Round Top State Bank
Round Top, TX |
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| Hot Money Ratio | 37.92% | |||
| Liquidity Ratio | 31.06% | |||
| Profitability |
Round Top State Bank
Round Top, TX |
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| 5-Year Return on Average Assets | 1.11% | |||
| Net Income | 10.72M | |||
| Net Interest Spread | 2.94% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 52.20% | |||
| Return on Assets | 1.15% | |||
| Return on Equity | 11.99% | |||