B
Round Top State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Round Top State Bank
Round Top, TX
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 5.10
Stability Index 6.80
Company Info Round Top State Bank
Round Top, TX
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FDIC Number 19358
Phone Number (979) 249-3151
Website www.roundtopstatebank.com
Asset Quality Round Top State Bank
Round Top, TX
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1-Year Asset Growth 6.67%
5-Year Asset Growth 9.18%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Round Top State Bank
Round Top, TX
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Total Assets 946.44M
Total Deposits 847.91M
Capital and Reserves Round Top State Bank
Round Top, TX
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Capital 95.61M
Leverage Ratio 12.03
Loan Loss Reserves to Loans 0.89%
Risk-Based Capital Ratio --
Liquidity Round Top State Bank
Round Top, TX
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Hot Money Ratio 36.53%
Liquidity Ratio 31.35%
Profitability Round Top State Bank
Round Top, TX
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5-Year Return on Average Assets 1.11%
Net Income 7.75M
Net Interest Spread 2.90%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 53.27%
Return on Assets 1.12%
Return on Equity 11.87%