C
Relyance Bank
Rating Date
October 2025
Risk Based
Capital Ratio
14.32
Leverage
Ratio
12.42
Return On
Assets
1.29%
Total
Assets
1.49B
Capital
183.73M
Total
Deposits
1.28B
Net
Income
14.25M
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Weiss Ratings Relyance Bank
White Hall, AR 		Click to
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Rating C
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 6.50
Stability Index 4.30
Company Info Relyance Bank
White Hall, AR 		Click to
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FDIC Number 19371
Phone Number (870) 535-7222
Website www.rely.bank
Asset Quality Relyance Bank
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1-Year Asset Growth 2.61%
5-Year Asset Growth 13.73%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 2.49%
Non-Performing Loans to Loans 0.84%
Balance Sheet Relyance Bank
White Hall, AR 		Click to
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Total Assets 1.49B
Total Deposits 1.28B
Capital and Reserves Relyance Bank
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Capital 183.73M
Leverage Ratio 12.42
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio 14.32
Liquidity Relyance Bank
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Hot Money Ratio 23.53%
Liquidity Ratio 6.85%
Profitability Relyance Bank
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5-Year Return on Average Assets 1.04%
Net Income 14.25M
Net Interest Spread 3.66%
Operating Profit to Average Assets 1.70%
Overhead Efficiency Ratio 57.49%
Return on Assets 1.29%
Return on Equity 10.78%