B
Park State Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Park State Bank & Trust
Woodland Park, CO
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 6.40
Stability Index 6.30
Company Info Park State Bank & Trust
Woodland Park, CO
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FDIC Number 19381
Phone Number (719) 687-9234
Website www.psbtrust.com
Asset Quality Park State Bank & Trust
Woodland Park, CO
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1-Year Asset Growth 11.38%
5-Year Asset Growth 7.50%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.78%
Non-Performing Loans to Capital 1.85%
Non-Performing Loans to Loans 0.15%
Balance Sheet Park State Bank & Trust
Woodland Park, CO
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Total Assets 158.78M
Total Deposits 142.47M
Capital and Reserves Park State Bank & Trust
Woodland Park, CO
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Capital 15.87M
Leverage Ratio 11.28
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio 20.30
Liquidity Park State Bank & Trust
Woodland Park, CO
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Hot Money Ratio 21.91%
Liquidity Ratio 28.74%
Profitability Park State Bank & Trust
Woodland Park, CO
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5-Year Return on Average Assets 1.10%
Net Income 1.68M
Net Interest Spread 4.79%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 71.42%
Return on Assets 1.49%
Return on Equity 15.14%