B
Park State Bank & Trust
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Park State Bank & Trust
Woodland Park, CO
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 5.70
Stability Index 6.30
Company Info Park State Bank & Trust
Woodland Park, CO
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FDIC Number 19381
Phone Number (719) 687-9234
Website www.psbtrust.com
Asset Quality Park State Bank & Trust
Woodland Park, CO
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1-Year Asset Growth 14.34%
5-Year Asset Growth 6.13%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 0.28%
Non-Performing Loans to Loans 0.05%
Balance Sheet Park State Bank & Trust
Woodland Park, CO
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Total Assets 161.46M
Total Deposits 144.73M
Capital and Reserves Park State Bank & Trust
Woodland Park, CO
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Capital 16.28M
Leverage Ratio 11.21
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio 20.44
Liquidity Park State Bank & Trust
Woodland Park, CO
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Hot Money Ratio 22.49%
Liquidity Ratio 26.48%
Profitability Park State Bank & Trust
Woodland Park, CO
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5-Year Return on Average Assets 1.10%
Net Income 2.02M
Net Interest Spread 4.71%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 73.55%
Return on Assets 1.32%
Return on Equity 13.34%