CTBC Bank Corp. (USA)
Major Rating Factors:
Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.7 has resulted in Fair (3.5) profitability. A current level of 3.8 percent of nonperforming loans to core capital combined with 3.0 percent from a year earlier contributes to the Excellent asset quality (7.3).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.6 on a scale of 0 to 10).
Asset Mix:
Comm re (30%), home mtgs (28%), comm loans (14%), cash (10%), securities (5%), other (13%)
States with Branches:
CA, NJ, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
CTBC Financial Holding Co., Ltd.
Investment Rating
--
Address
801 South Figueroa Street
Los Angeles, CA 90017
Los Angeles, CA 90017
Phone Number
(424) 277-4612
Year Founded
1965
FDIC Number
Website
Largest Affiliates
No affiliate information available.