Citizens Bank of The South
| Weiss Ratings |
Citizens Bank of The South
Sandersville, GA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
Citizens Bank of The South
Sandersville, GA |
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| FDIC Number | 19420 | |||
| Phone Number | (478) 552-5116 | |||
| Website | www.cbots.com | |||
| Asset Quality |
Citizens Bank of The South
Sandersville, GA |
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| 1-Year Asset Growth | 6.77% | |||
| 5-Year Asset Growth | 4.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.33% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
Citizens Bank of The South
Sandersville, GA |
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| Total Assets | 362.21M | |||
| Total Deposits | 309.36M | |||
| Capital and Reserves |
Citizens Bank of The South
Sandersville, GA |
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| Capital | 47.24M | |||
| Leverage Ratio | 12.87 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | 19.64 | |||
| Liquidity |
Citizens Bank of The South
Sandersville, GA |
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| Hot Money Ratio | 15.87% | |||
| Liquidity Ratio | 10.73% | |||
| Profitability |
Citizens Bank of The South
Sandersville, GA |
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| 5-Year Return on Average Assets | 1.11% | |||
| Net Income | 5.64M | |||
| Net Interest Spread | 5.06% | |||
| Operating Profit to Average Assets | 2.07% | |||
| Overhead Efficiency Ratio | 59.18% | |||
| Return on Assets | 1.61% | |||
| Return on Equity | 12.77% | |||