Citizens Bank of The South
| Weiss Ratings |
Citizens Bank of The South
Sandersville, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
Citizens Bank of The South
Sandersville, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 19420 | |||
| Phone Number | (478) 552-5116 | |||
| Website | www.cbots.com | |||
| Asset Quality |
Citizens Bank of The South
Sandersville, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 14.24% | |||
| 5-Year Asset Growth | 4.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 2.85% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Citizens Bank of The South
Sandersville, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 395.07M | |||
| Total Deposits | 345.62M | |||
| Capital and Reserves |
Citizens Bank of The South
Sandersville, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 48.35M | |||
| Leverage Ratio | 11.94 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Risk-Based Capital Ratio | 18.84 | |||
| Liquidity |
Citizens Bank of The South
Sandersville, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 17.92% | |||
| Liquidity Ratio | 10.87% | |||
| Profitability |
Citizens Bank of The South
Sandersville, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.25% | |||
| Net Income | 3.04M | |||
| Net Interest Spread | 4.85% | |||
| Operating Profit to Average Assets | 2.07% | |||
| Overhead Efficiency Ratio | 58.07% | |||
| Return on Assets | 1.55% | |||
| Return on Equity | 12.83% | |||