| Weiss Ratings |
BAC Community Bank
Stockton, CA |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 5.80 | |||
| Company Info |
BAC Community Bank
Stockton, CA |
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| FDIC Number | 19434 | |||
| Phone Number | (209) 473-6800 | |||
| Website | www.bankbac.com | |||
| Asset Quality |
BAC Community Bank
Stockton, CA |
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| 1-Year Asset Growth | -4.30% | |||
| 5-Year Asset Growth | 5.06% | |||
| 5-Year Charge-Offs to Average Loans | -0.04% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
BAC Community Bank
Stockton, CA |
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| Total Assets | 787.50M | |||
| Total Deposits | 689.98M | |||
| Capital and Reserves |
BAC Community Bank
Stockton, CA |
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| Capital | 72.49M | |||
| Leverage Ratio | 11.13 | |||
| Loan Loss Reserves to Loans | 1.47% | |||
| Risk-Based Capital Ratio | 17.32 | |||
| Liquidity |
BAC Community Bank
Stockton, CA |
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| Hot Money Ratio | 12.09% | |||
| Liquidity Ratio | 32.12% | |||
| Profitability |
BAC Community Bank
Stockton, CA |
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| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 4.33M | |||
| Net Interest Spread | 3.16% | |||
| Operating Profit to Average Assets | 0.74% | |||
| Overhead Efficiency Ratio | 77.42% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 8.33% | |||