| Weiss Ratings |
BAC Community Bank
Stockton, CA |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.10 | |||
| Company Info |
BAC Community Bank
Stockton, CA |
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| FDIC Number | 19434 | |||
| Phone Number | (209) 473-6800 | |||
| Website | www.bankbac.com | |||
| Asset Quality |
BAC Community Bank
Stockton, CA |
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| 1-Year Asset Growth | -3.36% | |||
| 5-Year Asset Growth | 1.01% | |||
| 5-Year Charge-Offs to Average Loans | -0.04% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.87% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
BAC Community Bank
Stockton, CA |
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| Total Assets | 761.91M | |||
| Total Deposits | 672.95M | |||
| Capital and Reserves |
BAC Community Bank
Stockton, CA |
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| Capital | 75.41M | |||
| Leverage Ratio | 11.44 | |||
| Loan Loss Reserves to Loans | 1.50% | |||
| Risk-Based Capital Ratio | 17.85 | |||
| Liquidity |
BAC Community Bank
Stockton, CA |
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| Hot Money Ratio | 12.00% | |||
| Liquidity Ratio | 34.64% | |||
| Profitability |
BAC Community Bank
Stockton, CA |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 3.00M | |||
| Net Interest Spread | 3.55% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 75.31% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 7.99% | |||