| Weiss Ratings |
First Financial Bank
Bessemer, AL |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 3.60 | |||
| Company Info |
First Financial Bank
Bessemer, AL |
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| FDIC Number | 19440 | |||
| Phone Number | (205) 428-8472 | |||
| Website | www.ffbalabama.com | |||
| Asset Quality |
First Financial Bank
Bessemer, AL |
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| 1-Year Asset Growth | 5.64% | |||
| 5-Year Asset Growth | 6.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.85% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
First Financial Bank
Bessemer, AL |
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| Total Assets | 241.52M | |||
| Total Deposits | 236.73M | |||
| Capital and Reserves |
First Financial Bank
Bessemer, AL |
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| Capital | 4.25M | |||
| Leverage Ratio | 10.48 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | 16.33 | |||
| Liquidity |
First Financial Bank
Bessemer, AL |
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| Hot Money Ratio | 8.13% | |||
| Liquidity Ratio | 15.10% | |||
| Profitability |
First Financial Bank
Bessemer, AL |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 654.00K | |||
| Net Interest Spread | 3.73% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 75.78% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 75.15% | |||