| Weiss Ratings |
First Financial Bank
Bessemer, AL |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 3.20 | |||
| Company Info |
First Financial Bank
Bessemer, AL |
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| FDIC Number | 19440 | |||
| Phone Number | (205) 428-8472 | |||
| Website | www.ffbalabama.com | |||
| Asset Quality |
First Financial Bank
Bessemer, AL |
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| 1-Year Asset Growth | 1.53% | |||
| 5-Year Asset Growth | 6.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 0.99% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
First Financial Bank
Bessemer, AL |
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| Total Assets | 227.62M | |||
| Total Deposits | 224.30M | |||
| Capital and Reserves |
First Financial Bank
Bessemer, AL |
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| Capital | 2.72M | |||
| Leverage Ratio | 10.25 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | 16.20 | |||
| Liquidity |
First Financial Bank
Bessemer, AL |
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| Hot Money Ratio | 7.96% | |||
| Liquidity Ratio | 9.95% | |||
| Profitability |
First Financial Bank
Bessemer, AL |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 2.64M | |||
| Net Interest Spread | 3.57% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 74.07% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 62.31% | |||