| Weiss Ratings |
First Financial Bank
Bessemer, AL |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 3.60 | |||
| Company Info |
First Financial Bank
Bessemer, AL |
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| FDIC Number | 19440 | |||
| Phone Number | (205) 428-8472 | |||
| Website | www.ffbalabama.com | |||
| Asset Quality |
First Financial Bank
Bessemer, AL |
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| 1-Year Asset Growth | 4.65% | |||
| 5-Year Asset Growth | 6.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 8.04% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
First Financial Bank
Bessemer, AL |
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| Total Assets | 242.02M | |||
| Total Deposits | 234.53M | |||
| Capital and Reserves |
First Financial Bank
Bessemer, AL |
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| Capital | 6.77M | |||
| Leverage Ratio | 10.64 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | 16.51 | |||
| Liquidity |
First Financial Bank
Bessemer, AL |
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| Hot Money Ratio | 9.76% | |||
| Liquidity Ratio | 12.18% | |||
| Profitability |
First Financial Bank
Bessemer, AL |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 1.95M | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 1.15% | |||
| Overhead Efficiency Ratio | 75.93% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 59.57% | |||