| Weiss Ratings |
United Community Bank
Chatham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 8.40 | |||
| Company Info |
United Community Bank
Chatham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 19459 | |||
| Phone Number | (217) 483-2491 | |||
| Website | www.ucbbank.com | |||
| Asset Quality |
United Community Bank
Chatham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.94% | |||
| 5-Year Asset Growth | 5.70% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.15% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
United Community Bank
Chatham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 4.09B | |||
| Total Deposits | 3.44B | |||
| Capital and Reserves |
United Community Bank
Chatham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 402.79M | |||
| Leverage Ratio | 9.85 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Risk-Based Capital Ratio | 14.59 | |||
| Liquidity |
United Community Bank
Chatham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 10.10% | |||
| Liquidity Ratio | 13.24% | |||
| Profitability |
United Community Bank
Chatham, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 50.21M | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 1.61% | |||
| Overhead Efficiency Ratio | 54.27% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 13.25% | |||