| Weiss Ratings |
United Community Bank
Chatham, IL |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 8.50 | |||
| Company Info |
United Community Bank
Chatham, IL |
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| FDIC Number | 19459 | |||
| Phone Number | (217) 483-2491 | |||
| Website | www.ucbbank.com | |||
| Asset Quality |
United Community Bank
Chatham, IL |
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| 1-Year Asset Growth | 8.84% | |||
| 5-Year Asset Growth | 8.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.34% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
United Community Bank
Chatham, IL |
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| Total Assets | 3.97B | |||
| Total Deposits | 3.33B | |||
| Capital and Reserves |
United Community Bank
Chatham, IL |
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| Capital | 399.02M | |||
| Leverage Ratio | 10.06 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | 14.74 | |||
| Liquidity |
United Community Bank
Chatham, IL |
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| Hot Money Ratio | 9.86% | |||
| Liquidity Ratio | 11.92% | |||
| Profitability |
United Community Bank
Chatham, IL |
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| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 37.16M | |||
| Net Interest Spread | 2.99% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 54.96% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 13.33% | |||