C
Consumers National Bank
MinervaOH
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Consumers National Bank
Minerva, OH
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Rating C
Asset Quality Index 8.00
Capitalization Index 6.20
Liquidity Index 3.20
Profitability Index 3.70
Stability Index 5.20
Company Info Consumers National Bank
Minerva, OH
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FDIC Number 19482
Phone Number (330) 868-7701
Website www.consumers.bank
Asset Quality Consumers National Bank
Minerva, OH
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1-Year Asset Growth 6.24%
5-Year Asset Growth 18.63%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.67%
Non-Performing Loans to Loans 0.11%
Balance Sheet Consumers National Bank
Minerva, OH
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Total Assets 1.16B
Total Deposits 1.04B
Capital and Reserves Consumers National Bank
Minerva, OH
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Capital 75.64M
Leverage Ratio 8.23
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 12.00
Liquidity Consumers National Bank
Minerva, OH
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Hot Money Ratio 16.49%
Liquidity Ratio 12.35%
Profitability Consumers National Bank
Minerva, OH
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5-Year Return on Average Assets 1.02%
Net Income 4.26M
Net Interest Spread 3.30%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 70.75%
Return on Assets 0.74%
Return on Equity 11.75%