A
First National Bank of Tennessee
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Tennessee
Livingston, TN
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Rating A
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 7.40
Stability Index 9.70
Company Info First National Bank of Tennessee
Livingston, TN
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FDIC Number 19502
Phone Number (931) 823-1261
Website www.fnbotn.com/
Asset Quality First National Bank of Tennessee
Livingston, TN
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1-Year Asset Growth 2.37%
5-Year Asset Growth 10.10%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 0.89%
Non-Performing Loans to Loans 0.47%
Balance Sheet First National Bank of Tennessee
Livingston, TN
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Total Assets 1.34B
Total Deposits 1.17B
Capital and Reserves First National Bank of Tennessee
Livingston, TN
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Capital 149.67M
Leverage Ratio 11.25
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio --
Liquidity First National Bank of Tennessee
Livingston, TN
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Hot Money Ratio 19.73%
Liquidity Ratio 50.85%
Profitability First National Bank of Tennessee
Livingston, TN
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5-Year Return on Average Assets 1.21%
Net Income 5.90M
Net Interest Spread 3.82%
Operating Profit to Average Assets 1.79%
Overhead Efficiency Ratio 56.96%
Return on Assets 1.79%
Return on Equity 16.17%