A
First National Bank of Tennessee
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Tennessee
Livingston, TN
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Rating A
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 7.70
Stability Index 9.90
Company Info First National Bank of Tennessee
Livingston, TN
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FDIC Number 19502
Phone Number (931) 823-1261
Website www.fnbotn.com/
Asset Quality First National Bank of Tennessee
Livingston, TN
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1-Year Asset Growth 2.18%
5-Year Asset Growth 10.10%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.34%
Non-Performing Loans to Loans 0.43%
Balance Sheet First National Bank of Tennessee
Livingston, TN
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Total Assets 1.34B
Total Deposits 1.16B
Capital and Reserves First National Bank of Tennessee
Livingston, TN
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Capital 156.82M
Leverage Ratio 11.64
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio --
Liquidity First National Bank of Tennessee
Livingston, TN
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Hot Money Ratio 19.73%
Liquidity Ratio 49.88%
Profitability First National Bank of Tennessee
Livingston, TN
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5-Year Return on Average Assets 1.21%
Net Income 13.10M
Net Interest Spread 3.94%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 54.06%
Return on Assets 1.98%
Return on Equity 17.52%