C
Bank of Springfield
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Springfield
Springfield, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 4.20
Capitalization Index 6.90
Liquidity Index 2.70
Profitability Index 5.90
Stability Index 7.40
Company Info Bank of Springfield
Springfield, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 19506
Phone Number (217) 529-5555
Website www.bankwithbos.com
Asset Quality Bank of Springfield
Springfield, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 11.48%
5-Year Asset Growth 10.48%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 1.32%
Non-Performing Loans to Capital 13.22%
Non-Performing Loans to Loans 1.57%
Balance Sheet Bank of Springfield
Springfield, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.90B
Total Deposits 1.65B
Capital and Reserves Bank of Springfield
Springfield, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 169.94M
Leverage Ratio 8.95
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 11.87
Liquidity Bank of Springfield
Springfield, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 11.72%
Liquidity Ratio 12.79%
Profitability Bank of Springfield
Springfield, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.98%
Net Income 21.85M
Net Interest Spread 4.09%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 65.58%
Return on Assets 1.21%
Return on Equity 13.71%