B
Machias Savings Bank
MachiasME
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Machias Savings Bank
Machias, ME
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Rating B
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 3.80
Stability Index 8.00
Company Info Machias Savings Bank
Machias, ME
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FDIC Number 19531
Phone Number (207) 255-3347
Website www.machiassavings.bank
Asset Quality Machias Savings Bank
Machias, ME
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1-Year Asset Growth 0.32%
5-Year Asset Growth 14.18%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.80%
Non-Performing Loans to Capital 4.75%
Non-Performing Loans to Loans 0.93%
Balance Sheet Machias Savings Bank
Machias, ME
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Total Assets 2.61B
Total Deposits 2.29B
Capital and Reserves Machias Savings Bank
Machias, ME
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Capital 275.71M
Leverage Ratio 11.42
Loan Loss Reserves to Loans 0.88%
Risk-Based Capital Ratio 14.15
Liquidity Machias Savings Bank
Machias, ME
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Hot Money Ratio 9.71%
Liquidity Ratio 13.49%
Profitability Machias Savings Bank
Machias, ME
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5-Year Return on Average Assets 0.87%
Net Income 10.97M
Net Interest Spread 3.18%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 73.46%
Return on Assets 0.84%
Return on Equity 8.21%