| Weiss Ratings |
Northern State Bank of Virginia
Virginia, MN |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 6.10 | |||
| Company Info |
Northern State Bank of Virginia
Virginia, MN |
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| FDIC Number | 19589 | |||
| Phone Number | (218) 741-9115 | |||
| Website | www.nsbov.com | |||
| Asset Quality |
Northern State Bank of Virginia
Virginia, MN |
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| 1-Year Asset Growth | 2.87% | |||
| 5-Year Asset Growth | 3.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Northern State Bank of Virginia
Virginia, MN |
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| Total Assets | 101.97M | |||
| Total Deposits | 91.23M | |||
| Capital and Reserves |
Northern State Bank of Virginia
Virginia, MN |
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| Capital | 10.39M | |||
| Leverage Ratio | 10.17 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Risk-Based Capital Ratio | 16.26 | |||
| Liquidity |
Northern State Bank of Virginia
Virginia, MN |
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| Hot Money Ratio | 11.55% | |||
| Liquidity Ratio | 19.05% | |||
| Profitability |
Northern State Bank of Virginia
Virginia, MN |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 587.00K | |||
| Net Interest Spread | 4.58% | |||
| Operating Profit to Average Assets | 1.15% | |||
| Overhead Efficiency Ratio | 64.68% | |||
| Return on Assets | 1.15% | |||
| Return on Equity | 11.53% | |||