C
Altamaha Bank and Trust Company
Vidalia,  GA
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Altamaha Bank and Trust Company
Vidalia, GA
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Rating C
Asset Quality Index 5.80
Capitalization Index 8.70
Liquidity Index 1.00
Profitability Index 5.80
Stability Index 4.30
Company Info Altamaha Bank and Trust Company
Vidalia, GA
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FDIC Number 19590
Phone Number (912) 537-1921
Website www.altamaha.bank
Asset Quality Altamaha Bank and Trust Company
Vidalia, GA
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1-Year Asset Growth 1.75%
5-Year Asset Growth 8.72%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 1.90%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.29%
Non-Performing Loans to Loans 0.35%
Balance Sheet Altamaha Bank and Trust Company
Vidalia, GA
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Total Assets 334.12M
Total Deposits 303.81M
Capital and Reserves Altamaha Bank and Trust Company
Vidalia, GA
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Capital 29.34M
Leverage Ratio 10.19
Loan Loss Reserves to Loans 0.83%
Risk-Based Capital Ratio 13.87
Liquidity Altamaha Bank and Trust Company
Vidalia, GA
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Hot Money Ratio 23.52%
Liquidity Ratio 13.30%
Profitability Altamaha Bank and Trust Company
Vidalia, GA
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5-Year Return on Average Assets 1.49%
Net Income 2.58M
Net Interest Spread 4.67%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 58.31%
Return on Assets 1.55%
Return on Equity 18.06%