B
The Commercial Bank
MasonTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Commercial Bank
Mason, TX
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Rating B
Asset Quality Index 9.70
Capitalization Index 8.60
Liquidity Index 4.20
Profitability Index 7.00
Stability Index 5.70
Company Info The Commercial Bank
Mason, TX
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FDIC Number 19595
Phone Number (325) 347-6324
Website www.tcbmason.com
Asset Quality The Commercial Bank
Mason, TX
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1-Year Asset Growth 1.26%
5-Year Asset Growth 19.13%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Commercial Bank
Mason, TX
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Total Assets 108.15M
Total Deposits 94.03M
Capital and Reserves The Commercial Bank
Mason, TX
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Capital 9.69M
Leverage Ratio 10.05
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio --
Liquidity The Commercial Bank
Mason, TX
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Hot Money Ratio 41.55%
Liquidity Ratio 44.00%
Profitability The Commercial Bank
Mason, TX
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5-Year Return on Average Assets 1.45%
Net Income 1.27M
Net Interest Spread 3.62%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 48.46%
Return on Assets 1.51%
Return on Equity 18.45%