Academy Bank, N.A.
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 19.1 and a capital leverage ratio of 15.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 4.9 percent of nonperforming loans to core capital combined with 4.7 percent from a year earlier contributes to the Good asset quality (6.2). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.0 has resulted in Fair (4.7) profitability.
Asset Mix:
Comm re (33%), comm loans (22%), securities (10%), cash (9%), home mtgs (9%), home eq lns (2%), consumer loans (1%), other (15%)
States with Branches:
AZ, CO, KS, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Dickinson Financial Corporation II
Investment Rating
--
Address
1201 Walnut Street
Kansas City, MO 64106
Kansas City, MO 64106
Phone Number
(877) 712-2265
Year Founded
1966
FDIC Number
Website
Largest Affiliates
Fort Leavenworth, KS
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Bank
