B
Academy Bank, N.A.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Academy Bank, N.A.
Kansas City, MO
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Rating B
Asset Quality Index 5.40
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 4.20
Stability Index 8.10
Company Info Academy Bank, N.A.
Kansas City, MO
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FDIC Number 19600
Phone Number (877) 712-2265
Website www.academybank.com
Asset Quality Academy Bank, N.A.
Kansas City, MO
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1-Year Asset Growth 11.08%
5-Year Asset Growth 7.92%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 2.31%
Non-Performing Loans to Capital 4.07%
Non-Performing Loans to Loans 3.03%
Balance Sheet Academy Bank, N.A.
Kansas City, MO
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Total Assets 3.15B
Total Deposits 2.60B
Capital and Reserves Academy Bank, N.A.
Kansas City, MO
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Capital 430.30M
Leverage Ratio 14.24
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio 17.02
Liquidity Academy Bank, N.A.
Kansas City, MO
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Hot Money Ratio 32.32%
Liquidity Ratio 14.58%
Profitability Academy Bank, N.A.
Kansas City, MO
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5-Year Return on Average Assets 1.03%
Net Income 17.04M
Net Interest Spread 3.36%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 69.45%
Return on Assets 0.76%
Return on Equity 5.42%