| Weiss Ratings |
Hometown Bank, National Association
Galveston, TX |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 6.10 | |||
| Company Info |
Hometown Bank, National Association
Galveston, TX |
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| FDIC Number | 19603 | |||
| Phone Number | (409) 763-1271 | |||
| Website | www.hometown.bank | |||
| Asset Quality |
Hometown Bank, National Association
Galveston, TX |
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| 1-Year Asset Growth | 4.09% | |||
| 5-Year Asset Growth | 5.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.77% | |||
| Non-Performing Loans to Loans | 0.13% | |||
| Balance Sheet |
Hometown Bank, National Association
Galveston, TX |
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| Total Assets | 997.81M | |||
| Total Deposits | 904.46M | |||
| Capital and Reserves |
Hometown Bank, National Association
Galveston, TX |
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| Capital | 90.61M | |||
| Leverage Ratio | 10.58 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | 15.32 | |||
| Liquidity |
Hometown Bank, National Association
Galveston, TX |
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| Hot Money Ratio | 25.33% | |||
| Liquidity Ratio | 24.87% | |||
| Profitability |
Hometown Bank, National Association
Galveston, TX |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 8.26M | |||
| Net Interest Spread | 3.31% | |||
| Operating Profit to Average Assets | 1.00% | |||
| Overhead Efficiency Ratio | 64.51% | |||
| Return on Assets | 0.82% | |||
| Return on Equity | 9.80% | |||