| Weiss Ratings |
Hometown Bank, National Association
Galveston, TX |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 5.80 | |||
| Company Info |
Hometown Bank, National Association
Galveston, TX |
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| FDIC Number | 19603 | |||
| Phone Number | (409) 763-1271 | |||
| Website | www.hometown.bank | |||
| Asset Quality |
Hometown Bank, National Association
Galveston, TX |
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| 1-Year Asset Growth | 0.38% | |||
| 5-Year Asset Growth | 10.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.43% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Hometown Bank, National Association
Galveston, TX |
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| Total Assets | 951.38M | |||
| Total Deposits | 867.17M | |||
| Capital and Reserves |
Hometown Bank, National Association
Galveston, TX |
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| Capital | 81.06M | |||
| Leverage Ratio | 10.75 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 16.95 | |||
| Liquidity |
Hometown Bank, National Association
Galveston, TX |
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| Hot Money Ratio | 26.14% | |||
| Liquidity Ratio | 31.69% | |||
| Profitability |
Hometown Bank, National Association
Galveston, TX |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 1.78M | |||
| Net Interest Spread | 2.94% | |||
| Operating Profit to Average Assets | 0.85% | |||
| Overhead Efficiency Ratio | 71.20% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 9.08% | |||