| Weiss Ratings |
International Bank of Commerce
Laredo, TX |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
International Bank of Commerce
Laredo, TX |
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| FDIC Number | 19629 | |||
| Phone Number | (956) 722-7611 | |||
| Website | www.ibc.com | |||
| Asset Quality |
International Bank of Commerce
Laredo, TX |
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| 1-Year Asset Growth | 4.81% | |||
| 5-Year Asset Growth | -1.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.49% | |||
| Non-Performing Loans to Capital | 7.87% | |||
| Non-Performing Loans to Loans | 2.09% | |||
| Balance Sheet |
International Bank of Commerce
Laredo, TX |
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| Total Assets | 10.19B | |||
| Total Deposits | 6.63B | |||
| Capital and Reserves |
International Bank of Commerce
Laredo, TX |
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| Capital | 2.07B | |||
| Leverage Ratio | 19.02 | |||
| Loan Loss Reserves to Loans | 1.56% | |||
| Risk-Based Capital Ratio | 22.36 | |||
| Liquidity |
International Bank of Commerce
Laredo, TX |
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| Hot Money Ratio | 16.89% | |||
| Liquidity Ratio | 13.76% | |||
| Profitability |
International Bank of Commerce
Laredo, TX |
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| 5-Year Return on Average Assets | 2.33% | |||
| Net Income | 140.11M | |||
| Net Interest Spread | 4.72% | |||
| Operating Profit to Average Assets | 3.44% | |||
| Overhead Efficiency Ratio | 36.53% | |||
| Return on Assets | 2.73% | |||
| Return on Equity | 13.84% | |||