| Weiss Ratings |
International Bank of Commerce
Laredo, TX |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
International Bank of Commerce
Laredo, TX |
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| FDIC Number | 19629 | |||
| Phone Number | (956) 722-7611 | |||
| Website | www.ibc.com | |||
| Asset Quality |
International Bank of Commerce
Laredo, TX |
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| 1-Year Asset Growth | 5.35% | |||
| 5-Year Asset Growth | -1.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 2.87% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
International Bank of Commerce
Laredo, TX |
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| Total Assets | 9.75B | |||
| Total Deposits | 6.55B | |||
| Capital and Reserves |
International Bank of Commerce
Laredo, TX |
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| Capital | 1.97B | |||
| Leverage Ratio | 18.58 | |||
| Loan Loss Reserves to Loans | 1.64% | |||
| Risk-Based Capital Ratio | 22.12 | |||
| Liquidity |
International Bank of Commerce
Laredo, TX |
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| Hot Money Ratio | 17.30% | |||
| Liquidity Ratio | 12.36% | |||
| Profitability |
International Bank of Commerce
Laredo, TX |
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| 5-Year Return on Average Assets | 2.03% | |||
| Net Income | 281.26M | |||
| Net Interest Spread | 4.94% | |||
| Operating Profit to Average Assets | 3.61% | |||
| Overhead Efficiency Ratio | 36.17% | |||
| Return on Assets | 2.88% | |||
| Return on Equity | 15.36% | |||