C
The Citizens Bank of Weston, Inc.
WestonWV
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings The Citizens Bank of Weston, Inc.
Weston, WV
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Rating C
Asset Quality Index 6.20
Capitalization Index 9.40
Liquidity Index 2.00
Profitability Index 8.40
Stability Index 5.70
Company Info The Citizens Bank of Weston, Inc.
Weston, WV
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FDIC Number 19674
Phone Number (304) 269-2862
Website www.citizensbankweston.com/
Asset Quality The Citizens Bank of Weston, Inc.
Weston, WV
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1-Year Asset Growth 3.73%
5-Year Asset Growth 6.65%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 4.48%
Non-Performing Loans to Loans 0.65%
Balance Sheet The Citizens Bank of Weston, Inc.
Weston, WV
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Total Assets 299.58M
Total Deposits 265.79M
Capital and Reserves The Citizens Bank of Weston, Inc.
Weston, WV
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Capital 30.49M
Leverage Ratio 10.61
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity The Citizens Bank of Weston, Inc.
Weston, WV
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Hot Money Ratio 20.87%
Liquidity Ratio 20.95%
Profitability The Citizens Bank of Weston, Inc.
Weston, WV
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5-Year Return on Average Assets 1.37%
Net Income 3.42M
Net Interest Spread 4.10%
Operating Profit to Average Assets 2.05%
Overhead Efficiency Ratio 49.44%
Return on Assets 1.59%
Return on Equity 15.72%