C
The Citizens Bank of Weston, Inc.
WestonWV
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
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Capital
Total
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Weiss Ratings The Citizens Bank of Weston, Inc.
Weston, WV
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Rating C
Asset Quality Index 6.30
Capitalization Index 9.50
Liquidity Index 1.70
Profitability Index 7.90
Stability Index 5.00
Company Info The Citizens Bank of Weston, Inc.
Weston, WV
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FDIC Number 19674
Phone Number (304) 269-2862
Website www.citizensbankweston.com/
Asset Quality The Citizens Bank of Weston, Inc.
Weston, WV
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1-Year Asset Growth 6.15%
5-Year Asset Growth 6.65%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 3.90%
Non-Performing Loans to Loans 0.59%
Balance Sheet The Citizens Bank of Weston, Inc.
Weston, WV
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Total Assets 290.98M
Total Deposits 251.51M
Capital and Reserves The Citizens Bank of Weston, Inc.
Weston, WV
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Capital 29.43M
Leverage Ratio 10.65
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio --
Liquidity The Citizens Bank of Weston, Inc.
Weston, WV
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Hot Money Ratio 21.71%
Liquidity Ratio 17.85%
Profitability The Citizens Bank of Weston, Inc.
Weston, WV
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5-Year Return on Average Assets 1.37%
Net Income 2.17M
Net Interest Spread 4.07%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 51.17%
Return on Assets 1.53%
Return on Equity 15.18%