C
The Security State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Security State Bank
McRae-Helena, GA
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Rating C
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 8.90
Stability Index 5.00
Company Info The Security State Bank
McRae-Helena, GA
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FDIC Number 19680
Phone Number (229) 868-6431
Website www.securitystate.net
Asset Quality The Security State Bank
McRae-Helena, GA
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1-Year Asset Growth 8.67%
5-Year Asset Growth 8.14%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.07%
Non-Performing Loans to Loans 0.02%
Balance Sheet The Security State Bank
McRae-Helena, GA
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Total Assets 63.59M
Total Deposits 54.87M
Capital and Reserves The Security State Bank
McRae-Helena, GA
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Capital 8.49M
Leverage Ratio 14.68
Loan Loss Reserves to Loans 2.05%
Risk-Based Capital Ratio 24.19
Liquidity The Security State Bank
McRae-Helena, GA
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Hot Money Ratio 16.10%
Liquidity Ratio 32.24%
Profitability The Security State Bank
McRae-Helena, GA
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5-Year Return on Average Assets 1.61%
Net Income 661.00K
Net Interest Spread 5.85%
Operating Profit to Average Assets 2.07%
Overhead Efficiency Ratio 60.82%
Return on Assets 2.07%
Return on Equity 15.97%