C
The Security State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Security State Bank
McRae-Helena, GA
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Rating C
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 8.90
Stability Index 5.70
Company Info The Security State Bank
McRae-Helena, GA
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FDIC Number 19680
Phone Number (229) 868-6431
Website www.securitystate.net
Asset Quality The Security State Bank
McRae-Helena, GA
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1-Year Asset Growth 10.81%
5-Year Asset Growth 6.12%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 1.82%
Non-Performing Loans to Loans 0.59%
Balance Sheet The Security State Bank
McRae-Helena, GA
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Total Assets 70.46M
Total Deposits 61.04M
Capital and Reserves The Security State Bank
McRae-Helena, GA
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Capital 9.18M
Leverage Ratio 14.11
Loan Loss Reserves to Loans 2.52%
Risk-Based Capital Ratio 26.79
Liquidity The Security State Bank
McRae-Helena, GA
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Hot Money Ratio 16.94%
Liquidity Ratio 45.77%
Profitability The Security State Bank
McRae-Helena, GA
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5-Year Return on Average Assets 1.85%
Net Income 666.00K
Net Interest Spread 5.42%
Operating Profit to Average Assets 1.91%
Overhead Efficiency Ratio 61.73%
Return on Assets 1.91%
Return on Equity 14.64%