C
The Security State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Security State Bank
McRae-Helena, GA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 8.70
Stability Index 5.00
Company Info The Security State Bank
McRae-Helena, GA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 19680
Phone Number (229) 868-6431
Website www.securitystate.net
Asset Quality The Security State Bank
McRae-Helena, GA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.22%
5-Year Asset Growth 8.14%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Security State Bank
McRae-Helena, GA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 62.15M
Total Deposits 53.88M
Capital and Reserves The Security State Bank
McRae-Helena, GA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 8.12M
Leverage Ratio 13.90
Loan Loss Reserves to Loans 1.93%
Risk-Based Capital Ratio 22.98
Liquidity The Security State Bank
McRae-Helena, GA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 14.28%
Liquidity Ratio 28.39%
Profitability The Security State Bank
McRae-Helena, GA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.61%
Net Income 303.00K
Net Interest Spread 5.67%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 62.92%
Return on Assets 1.88%
Return on Equity 14.69%