Community Bank of Parkersburg
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Good (5.3) profitability.
Other Rating Factors:
Excellent current capitalization (7.5 on a scale of 0 to 10) and a capital leverage ratio of 9.4. A current level of 2.9 percent of nonperforming loans to core capital combined with 9.3 percent from a year earlier contributes to the Good asset quality (5.9).
Asset Mix:
Home mtgs (48%), comm re (13%), securities (10%), comm loans (7%), consumer loans (6%), cash (5%), home eq lns (2%), other (9%)
States with Branches:
WV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Community Bankshares, Inc.
Investment Rating
--
Address
631 Juliana Street
Parkersburg, WV 26101
Parkersburg, WV 26101
Phone Number
(304) 485-7991
Year Founded
1917
FDIC Number
Website
Largest Affiliates
No affiliate information available.