A
ValueBank Texas
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
12.73
Return On
Assets
1.47%
Total
Assets
300.35M
Capital
36.00M
Total
Deposits
260.86M
Net
Income
1.09M
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Weiss Ratings ValueBank Texas
Corpus Christi, TX 		Click to
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Rating A
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 8.20
Stability Index 8.00
Company Info ValueBank Texas
Corpus Christi, TX 		Click to
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FDIC Number 19700
Phone Number (361) 888-4451
Website www.valuebanktexas.com
Asset Quality ValueBank Texas
Corpus Christi, TX 		Click to
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1-Year Asset Growth -0.76%
5-Year Asset Growth 5.02%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet ValueBank Texas
Corpus Christi, TX 		Click to
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Total Assets 300.35M
Total Deposits 260.86M
Capital and Reserves ValueBank Texas
Corpus Christi, TX 		Click to
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Capital 36.00M
Leverage Ratio 12.73
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio --
Liquidity ValueBank Texas
Corpus Christi, TX 		Click to
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Hot Money Ratio 8.52%
Liquidity Ratio 46.17%
Profitability ValueBank Texas
Corpus Christi, TX 		Click to
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5-Year Return on Average Assets 1.55%
Net Income 1.09M
Net Interest Spread 4.90%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 66.44%
Return on Assets 1.47%
Return on Equity 12.34%