| Weiss Ratings |
First Central State Bank
De Witt, IA |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 7.60 | |||
| Company Info |
First Central State Bank
De Witt, IA |
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| FDIC Number | 19716 | |||
| Phone Number | (563) 659-3141 | |||
| Website | www.firstcentralsb.bank | |||
| Asset Quality |
First Central State Bank
De Witt, IA |
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| 1-Year Asset Growth | 6.71% | |||
| 5-Year Asset Growth | 3.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 3.22% | |||
| Non-Performing Loans to Loans | 0.74% | |||
| Balance Sheet |
First Central State Bank
De Witt, IA |
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| Total Assets | 774.91M | |||
| Total Deposits | 604.45M | |||
| Capital and Reserves |
First Central State Bank
De Witt, IA |
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| Capital | 95.69M | |||
| Leverage Ratio | 13.03 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Central State Bank
De Witt, IA |
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| Hot Money Ratio | 12.85% | |||
| Liquidity Ratio | 24.16% | |||
| Profitability |
First Central State Bank
De Witt, IA |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 9.24M | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | 1.55% | |||
| Overhead Efficiency Ratio | 56.32% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 10.44% | |||