| Weiss Ratings |
First Central State Bank
De Witt, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 7.60 | |||
| Company Info |
First Central State Bank
De Witt, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 19716 | |||
| Phone Number | (563) 659-3141 | |||
| Website | www.firstcentralsb.bank | |||
| Asset Quality |
First Central State Bank
De Witt, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.63% | |||
| 5-Year Asset Growth | 4.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 1.11% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
First Central State Bank
De Witt, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 747.52M | |||
| Total Deposits | 579.73M | |||
| Capital and Reserves |
First Central State Bank
De Witt, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 84.87M | |||
| Leverage Ratio | 13.25 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Central State Bank
De Witt, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.17% | |||
| Liquidity Ratio | 27.37% | |||
| Profitability |
First Central State Bank
De Witt, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 2.03M | |||
| Net Interest Spread | 3.10% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 58.71% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 9.79% | |||