B
Citizens Bank & Trust Company
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank & Trust Company
Big Timber, MT
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.30
Capitalization Index 7.90
Liquidity Index 4.00
Profitability Index 5.70
Stability Index 6.70
Company Info Citizens Bank & Trust Company
Big Timber, MT
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 1972
Phone Number (406) 932-5311
Website www.ctznsbank.com
Asset Quality Citizens Bank & Trust Company
Big Timber, MT
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.32%
5-Year Asset Growth 5.82%
5-Year Charge-Offs to Average Loans -0.06%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.40%
Non-Performing Loans to Loans 0.08%
Balance Sheet Citizens Bank & Trust Company
Big Timber, MT
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 148.22M
Total Deposits 118.02M
Capital and Reserves Citizens Bank & Trust Company
Big Timber, MT
Click to
Compare
Click to
Compare
Click to
Compare
Capital 14.53M
Leverage Ratio 9.57
Loan Loss Reserves to Loans 2.08%
Risk-Based Capital Ratio 17.12
Liquidity Citizens Bank & Trust Company
Big Timber, MT
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 8.62%
Liquidity Ratio 42.33%
Profitability Citizens Bank & Trust Company
Big Timber, MT
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.96%
Net Income 528.00K
Net Interest Spread 3.82%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 56.57%
Return on Assets 1.44%
Return on Equity 14.49%