C
Farmers State Bank
DublinGA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
Dublin, GA
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Rating C
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 1.10
Profitability Index 8.30
Stability Index 5.00
Company Info Farmers State Bank
Dublin, GA
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FDIC Number 19720
Phone Number (478) 275-3223
Website www.farmersstate-online.net
Asset Quality Farmers State Bank
Dublin, GA
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1-Year Asset Growth 4.73%
5-Year Asset Growth 4.16%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.40%
Non-Performing Loans to Capital 1.48%
Non-Performing Loans to Loans 0.19%
Balance Sheet Farmers State Bank
Dublin, GA
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Total Assets 153.86M
Total Deposits 133.99M
Capital and Reserves Farmers State Bank
Dublin, GA
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Capital 18.28M
Leverage Ratio 13.32
Loan Loss Reserves to Loans 2.45%
Risk-Based Capital Ratio 18.36
Liquidity Farmers State Bank
Dublin, GA
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Hot Money Ratio 19.72%
Liquidity Ratio 19.33%
Profitability Farmers State Bank
Dublin, GA
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5-Year Return on Average Assets 1.53%
Net Income 1.49M
Net Interest Spread 5.10%
Operating Profit to Average Assets 1.95%
Overhead Efficiency Ratio 61.86%
Return on Assets 1.95%
Return on Equity 16.55%