Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (3.0 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.8 on a scale of 0 to 10) and a capital leverage ratio of 10.2. A current level of 4.4 percent of nonperforming loans to core capital combined with 24.2 percent from a year earlier contributes to the Good asset quality (5.5).
Asset Mix:
Securities (44%), home mtgs (17%), comm re (15%), cash (6%), comm loans (3%), consumer loans (2%), home eq lns (1%), other (11%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
C B & T Bancshares, Inc.
Investment Rating
--
Address
120 W Arkansas Avenue
Vivian, LA 71082
Vivian, LA 71082
Phone Number
(318) 375-3217
Year Founded
1967
FDIC Number
Website
Largest Affiliates
No affiliate information available.