D
Citizens Bank & Trust Company of Vivian, Louisiana
Vivian,  LA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.21
Return On
Assets
-1.97%
Total
Assets
154.84M
Capital
8.97M
Total
Deposits
139.62M
Net
Income
-1.62M
My Lists My Alerts
Weiss Ratings Citizens Bank & Trust Company of Vivian, Louisiana
Vivian, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 5.50
Capitalization Index 8.80
Liquidity Index 4.10
Profitability Index 0.20
Stability Index 3.00
Company Info Citizens Bank & Trust Company of Vivian, Louisiana
Vivian, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 19744
Phone Number (318) 375-3217
Website www.cbtbankco.com
Asset Quality Citizens Bank & Trust Company of Vivian, Louisiana
Vivian, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -5.00%
5-Year Asset Growth 2.64%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 5.50%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 4.43%
Non-Performing Loans to Loans 0.87%
Balance Sheet Citizens Bank & Trust Company of Vivian, Louisiana
Vivian, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 154.84M
Total Deposits 139.62M
Capital and Reserves Citizens Bank & Trust Company of Vivian, Louisiana
Vivian, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 8.97M
Leverage Ratio 10.21
Loan Loss Reserves to Loans 0.50%
Risk-Based Capital Ratio --
Liquidity Citizens Bank & Trust Company of Vivian, Louisiana
Vivian, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 21.67%
Liquidity Ratio 29.78%
Profitability Citizens Bank & Trust Company of Vivian, Louisiana
Vivian, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.46%
Net Income -1.62M
Net Interest Spread 3.14%
Operating Profit to Average Assets -1.97%
Overhead Efficiency Ratio 99.76%
Return on Assets -1.97%
Return on Equity -33.72%