C
Citizens Bank & Trust Company of Vivian, Louisiana
Vivian,  LA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.31
Return On
Assets
0.50%
Total
Assets
159.63M
Capital
10.33M
Total
Deposits
146.67M
Net
Income
408.00K
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Weiss Ratings Citizens Bank & Trust Company of Vivian, Louisiana
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Rating C
Asset Quality Index 7.00
Capitalization Index 9.00
Liquidity Index 4.00
Profitability Index 1.90
Stability Index 0.60
Company Info Citizens Bank & Trust Company of Vivian, Louisiana
Vivian, LA 		Click to
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FDIC Number 19744
Phone Number (318) 375-3217
Website www.cbtbankco.com
Asset Quality Citizens Bank & Trust Company of Vivian, Louisiana
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1-Year Asset Growth 3.30%
5-Year Asset Growth -0.19%
5-Year Charge-Offs to Average Loans 0.66%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 3.83%
Non-Performing Loans to Loans 0.52%
Balance Sheet Citizens Bank & Trust Company of Vivian, Louisiana
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Total Assets 159.63M
Total Deposits 146.67M
Capital and Reserves Citizens Bank & Trust Company of Vivian, Louisiana
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Capital 10.33M
Leverage Ratio 10.31
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio --
Liquidity Citizens Bank & Trust Company of Vivian, Louisiana
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Hot Money Ratio 24.79%
Liquidity Ratio 30.96%
Profitability Citizens Bank & Trust Company of Vivian, Louisiana
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5-Year Return on Average Assets 0.04%
Net Income 408.00K
Net Interest Spread 3.41%
Operating Profit to Average Assets 0.50%
Overhead Efficiency Ratio 90.44%
Return on Assets 0.50%
Return on Equity 8.04%