| Weiss Ratings |
Peoples Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 7.50 | |||
| Stability Index | 7.00 | |||
| Company Info |
Peoples Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 19788 | |||
| Phone Number | (806) 794-0044 | |||
| Website | peoplesbanktexas.com | |||
| Asset Quality |
Peoples Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.59% | |||
| 5-Year Asset Growth | 18.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 3.99% | |||
| Non-Performing Loans to Loans | 0.77% | |||
| Balance Sheet |
Peoples Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.15B | |||
| Total Deposits | 1.04B | |||
| Capital and Reserves |
Peoples Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 111.05M | |||
| Leverage Ratio | 10.45 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Risk-Based Capital Ratio | 14.62 | |||
| Liquidity |
Peoples Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.29% | |||
| Liquidity Ratio | 21.73% | |||
| Profitability |
Peoples Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 13.14M | |||
| Net Interest Spread | 4.45% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 56.68% | |||
| Return on Assets | 1.54% | |||
| Return on Equity | 17.07% | |||