| Weiss Ratings |
Peoples Bank
Lubbock, TX |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
Peoples Bank
Lubbock, TX |
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| FDIC Number | 19788 | |||
| Phone Number | (806) 794-0044 | |||
| Website | peoplesbanktexas.com | |||
| Asset Quality |
Peoples Bank
Lubbock, TX |
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| 1-Year Asset Growth | 4.20% | |||
| 5-Year Asset Growth | 18.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 2.52% | |||
| Non-Performing Loans to Loans | 0.84% | |||
| Balance Sheet |
Peoples Bank
Lubbock, TX |
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| Total Assets | 1.10B | |||
| Total Deposits | 995.01M | |||
| Capital and Reserves |
Peoples Bank
Lubbock, TX |
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| Capital | 97.63M | |||
| Leverage Ratio | 10.25 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Risk-Based Capital Ratio | 14.64 | |||
| Liquidity |
Peoples Bank
Lubbock, TX |
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| Hot Money Ratio | 18.06% | |||
| Liquidity Ratio | 24.07% | |||
| Profitability |
Peoples Bank
Lubbock, TX |
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| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 15.73M | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 1.80% | |||
| Overhead Efficiency Ratio | 55.66% | |||
| Return on Assets | 1.45% | |||
| Return on Equity | 17.09% | |||