| Weiss Ratings |
Peoples Bank
Lubbock, TX |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 8.10 | |||
| Company Info |
Peoples Bank
Lubbock, TX |
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| FDIC Number | 19788 | |||
| Phone Number | (806) 794-0044 | |||
| Website | peoplesbanktexas.com | |||
| Asset Quality |
Peoples Bank
Lubbock, TX |
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| 1-Year Asset Growth | 6.21% | |||
| 5-Year Asset Growth | 18.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 4.22% | |||
| Non-Performing Loans to Loans | 0.78% | |||
| Balance Sheet |
Peoples Bank
Lubbock, TX |
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| Total Assets | 1.12B | |||
| Total Deposits | 1.01B | |||
| Capital and Reserves |
Peoples Bank
Lubbock, TX |
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| Capital | 100.00M | |||
| Leverage Ratio | 10.13 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Risk-Based Capital Ratio | 13.78 | |||
| Liquidity |
Peoples Bank
Lubbock, TX |
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| Hot Money Ratio | 18.47% | |||
| Liquidity Ratio | 20.85% | |||
| Profitability |
Peoples Bank
Lubbock, TX |
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| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 3.76M | |||
| Net Interest Spread | 4.22% | |||
| Operating Profit to Average Assets | 1.67% | |||
| Overhead Efficiency Ratio | 58.57% | |||
| Return on Assets | 1.35% | |||
| Return on Equity | 15.20% | |||