B
Valley Bank of Kalispell
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Valley Bank of Kalispell
Kalispell, MT
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Rating B
Asset Quality Index 7.30
Capitalization Index 7.40
Liquidity Index 2.50
Profitability Index 6.70
Stability Index 5.70
Company Info Valley Bank of Kalispell
Kalispell, MT
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FDIC Number 1980
Phone Number (406) 752-7123
Website www.valleybankmt.com
Asset Quality Valley Bank of Kalispell
Kalispell, MT
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1-Year Asset Growth 1.13%
5-Year Asset Growth 4.65%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 2.55%
Non-Performing Loans to Loans 0.28%
Balance Sheet Valley Bank of Kalispell
Kalispell, MT
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Total Assets 205.64M
Total Deposits 186.31M
Capital and Reserves Valley Bank of Kalispell
Kalispell, MT
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Capital 18.33M
Leverage Ratio 9.24
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio --
Liquidity Valley Bank of Kalispell
Kalispell, MT
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Hot Money Ratio 21.44%
Liquidity Ratio 28.27%
Profitability Valley Bank of Kalispell
Kalispell, MT
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5-Year Return on Average Assets 1.32%
Net Income 2.63M
Net Interest Spread 3.90%
Operating Profit to Average Assets 1.73%
Overhead Efficiency Ratio 53.44%
Return on Assets 1.29%
Return on Equity 15.99%