B
Valley Bank of Kalispell
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Valley Bank of Kalispell
Kalispell, MT
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Rating B
Asset Quality Index 7.10
Capitalization Index 7.70
Liquidity Index 2.80
Profitability Index 8.00
Stability Index 6.20
Company Info Valley Bank of Kalispell
Kalispell, MT
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FDIC Number 1980
Phone Number (406) 752-7123
Website www.valleybankmt.com
Asset Quality Valley Bank of Kalispell
Kalispell, MT
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1-Year Asset Growth 5.26%
5-Year Asset Growth 4.65%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans -0.07%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 2.28%
Non-Performing Loans to Loans 0.25%
Balance Sheet Valley Bank of Kalispell
Kalispell, MT
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Total Assets 218.12M
Total Deposits 198.56M
Capital and Reserves Valley Bank of Kalispell
Kalispell, MT
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Capital 18.59M
Leverage Ratio 9.49
Loan Loss Reserves to Loans 1.45%
Risk-Based Capital Ratio --
Liquidity Valley Bank of Kalispell
Kalispell, MT
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Hot Money Ratio 19.83%
Liquidity Ratio 30.42%
Profitability Valley Bank of Kalispell
Kalispell, MT
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5-Year Return on Average Assets 1.24%
Net Income 1.86M
Net Interest Spread 4.46%
Operating Profit to Average Assets 2.33%
Overhead Efficiency Ratio 51.29%
Return on Assets 1.74%
Return on Equity 20.72%