B
Valley Bank of Kalispell
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Valley Bank of Kalispell
Kalispell, MT
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Rating B
Asset Quality Index 6.90
Capitalization Index 8.30
Liquidity Index 2.80
Profitability Index 6.10
Stability Index 6.10
Company Info Valley Bank of Kalispell
Kalispell, MT
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FDIC Number 1980
Phone Number (406) 752-7123
Website www.valleybankmt.com
Asset Quality Valley Bank of Kalispell
Kalispell, MT
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1-Year Asset Growth 3.74%
5-Year Asset Growth 9.39%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 3.69%
Non-Performing Loans to Loans 0.58%
Balance Sheet Valley Bank of Kalispell
Kalispell, MT
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Total Assets 207.72M
Total Deposits 189.14M
Capital and Reserves Valley Bank of Kalispell
Kalispell, MT
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Capital 17.47M
Leverage Ratio 9.83
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio --
Liquidity Valley Bank of Kalispell
Kalispell, MT
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Hot Money Ratio 20.98%
Liquidity Ratio 29.93%
Profitability Valley Bank of Kalispell
Kalispell, MT
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5-Year Return on Average Assets 1.32%
Net Income 1.78M
Net Interest Spread 3.85%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 62.62%
Return on Assets 1.18%
Return on Equity 14.82%